A pair of Chicago-based organizations partnered with the Kennedy Forum to recently launch a new interactive tool that tracks data from commercial insurers in Illinois. [Health News Illinois]
The Mental Health Parity Index draws on data made available through a federal rule, allowing users to view in-network providers and their reimbursement rates by county.
Officials said the index is the result of an 18-month collaboration among the Kennedy Forum, Third Horizon and the American Medical Association. Leading experts in mental health, substance use, physical health, health research and payment policy have reviewed the underlying public methods.
Per the data, there are 55 percent fewer mental health providers than physical health providers available statewide. The relative percentage differences ranged from 7.5 percent to 153 percent across health plans in Illinois.
Additionally, the average mental health services are reimbursed 27 percent lower than physical health, with the difference ranging from 3 percent to 56 percent across the health plans.
Hospitals also receive almost twice as much per day for a physical health admission as they do for a mental health admission.
“This tool, for the first time, has the power to illuminate specific geographies where an individual health plan can enhance their in-network coverage by providing clear metrics on how to take that cost and life-saving action,” said Third Horizon President Greg Williams.
Health News Illinois recently caught up with Nathaniel Counts, the Kennedy Forum’s chief policy officer, about how the index came to be and what’s next in the effort.
Edited excerpts below:
HNI: How did this come about?
NC: We launched it in 2023 at our Alignment for Progress Conference with our partner Third Horizon, which is based in Chicago, and then the American Medical Association joined as a partner as well. It started with funding from the Illinois Legislature, and what this project does is based on these transparency and coverage files. So in 2022, with very little fanfare, the federal government required insurance companies to post publicly and share their negotiated rates for every single service, for every single provider and for every single plan. That is like petabytes of data, so much so that a single file could crash your whole computer because it's like the sheer volume of information. And so after these files were posted, there wasn't much activity around them because they were so complex. And so the Kennedy Forum and Third Horizon, we began this project, and we're analyzing these files to look at in Illinois.
HNI: What were some of the key findings for you?
NC: There does seem to be at least a lot of registered mental health subsidy providers out there who aren't getting contracts. So theoretically, maybe not all of them would see patients, but there are at least these registered providers out there. That's been a big part of this conversation, 'There's just not enough providers.' It still may be in part true, but at least on paper, there are these folks out there. So I think that's a huge finding. Also, there's a lot of variability in what percentage of these providers people are getting into networks as well.
We know that at least 51.8 percent of these people will come into networks. And that is a pretty critical finding that we had no idea until right now. So the big difference is that there have been some past analyses on the differences in reimbursement between mental health and substance use providers on one hand and physical health providers. But this shows a 27 percent lower reimbursement. This is real-time data. Before, it was like multiple-year lag claims data, which was the best we could do. But this is what the health plans are reporting they're paying people right now, and I think that's a really powerful tool for understanding what the market's doing.
HNI: What’s been the initial feedback on this index and the data?
NC: So the state’s Chief Behavioral Health Officer was on a panel with me and the president-elect of the Illinois State Medical Society, and they were just both so excited to have a more granular view of the data. Because beyond just the big dot findings we shared, I think having a better sense of, 'Oh, there are these providers potentially out there in this county that we might be able to recruit. And if we do bring these payments up to parity, we might be able to get people to network and, like, really address more specific health disparities.' That's a really exciting finding for a lot of people. Even at the plans, I think it's harder for them to do that level of analysis
HNI: What's the plan going forward with this tool?
NC: We're going to be working with stakeholders like all the ones we mentioned across the Illinois ecosystem to see how best to equip them to use the tool. So working with insurers, quite a lot of them were at the release... the employer coalitions and the state to figure out how we can best maximize this to start changing the numbers towards parity. And then also, beyond the data, where there's collective areas of advocacy that could improve some of these numbers beyond just insurance parity as well. I think there's like a two-pronged area of advocacy that begins to open up. More nationally, our hope is to keep expanding as we get more resources to access more plans and bring in more data for more states. We think this could be an important tool federally as the federal government starts to think about the next steps for parity; we've already started conversations with a lot of federal partners to figure out how we use this data to improve understanding of parity and get towards like the core questions of access.
###